In this day and age it is so easy to blame people for getting into debt, but I believe that we all have a responsibility to change our attitude towards debt including the following bodies:
*Banks
*Building Societies
*Shops and retailers such as garages
*The Government
*The media and advertising standards
Due to television adverts such as the lady from the Countdown programme and the ex England cricketer Phil Tufnell, it seems that buying things on credit is the sensible option as well as landing yourself with an almighty mortgage!
In all honesty these adverts should be outlawed and the government should set up schemes to help those in grave debt.
As for young people, managing their finances should be part of the educational curriculum, instead of some of the useless information they learn at school, which will be of no use to them in the future!
People need to be educated by reading books such as the one listed below, which is an ebook dedicated to the subject of 'everything we were taught about debt is wrong'
http://flurryking.mission2k.hop.clickbank.net/
'Every Thing You Know About Debt is Wrong'
The above link will show you how to get your hands on this enlightening book, which can help you put your finances in order.
Until the next time over and out.
Aled Evans
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